TERMS OF SERVICE

Effective Date: January 01, 2026
Last Updated: January 01, 2026

These Terms of Service (“Terms”) govern your access to and use of the website and services provided by Clear Choice Financial Group, doing business as Clear Choice Senior Benefits (“Company,” “we,” “us,” or “our”). These Terms apply to users located within the United States.

By accessing or using our Website or services, you agree to be bound by these Terms. If you do not agree, please do not use our Website or services.


1. Business Identity

Clear Choice Financial Group operates and conducts business under the name Clear Choice Senior Benefits. All references to “Company,” “we,” “us,” or “our” refer to Clear Choice Financial Group and its DBA, Clear Choice Senior Benefits.

We are a privately owned insurance services provider and are not affiliated with or endorsed by any government agency.


2. Services Provided

We provide insurance consultation and related services, including assistance with reviewing insurance coverage options, senior benefit programs, Medicare-related plans, and related insurance products.

All insurance products are subject to eligibility requirements, underwriting approval, and carrier guidelines. Coverage is not guaranteed.


3. User Eligibility

You must be at least 18 years old to use this Website or request services. By using this Website, you confirm that you meet this requirement.


4. SMS / TEXT MESSAGE TERMS (A2P 10DLC COMPLIANT)

4.1 Program Description

If you opt in to receive SMS communications from Clear Choice Financial Group DBA Clear Choice Senior Benefits, you may receive:

Appointment confirmations and reminders

Consultation follow-ups

Customer support communications

Policy or enrollment updates

Educational messages

Promotional or marketing messages (only with explicit consent)

Message frequency varies depending on your interaction with our services.


4.2 Consent to Receive Messages

By providing your mobile number and selecting the opt-in checkbox on our Website, you provide express written consent to receive text messages from us.

Consent is not a condition of purchase.

Message frequency varies.

Message and data rates may apply.


4.3 Opt-Out Instructions

You may opt out of SMS communications at any time by replying:

STOP to unsubscribe
HELP for assistance

After opting out, you may receive one final confirmation message confirming your removal.


4.4 Customer Support Contact

For support regarding SMS communications, contact:

Clear Choice Financial Group
DBA Clear Choice Senior Benefits
Email: [email protected]

Phone: (305) 873-4700
Website: clearchoiceseniorbenefits.com


4.5 Carrier Liability Disclaimer

Mobile carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your wireless carrier and is not guaranteed by Clear Choice Financial Group or Clear Choice Senior Benefits.


4.6 No Mobile Information Sharing

No mobile information (including phone numbers, SMS opt-in data, or consent records) will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be transferred to any external organization.


5. Privacy Policy

Your use of our Website and services is also governed by our Privacy Policy.

For more information about how we collect, use, and protect your information, please review our Privacy Policy at:

👉 https://clearchoiceseniorbenefits.com/privacy-policy


6. User Responsibilities

You agree:

To provide accurate and truthful information

That the phone number you provide belongs to you

Not to use our Website for unlawful purposes

Not to attempt unauthorized access to our systems


7. Intellectual Property

All Website content is owned by Clear Choice Financial Group and protected under United States intellectual property laws. Unauthorized use or reproduction is prohibited.


8. Limitation of Liability

To the fullest extent permitted by law, Clear Choice Financial Group shall not be liable for indirect, incidental, special, or consequential damages resulting from use of this Website or services.


9. Governing Law

These Terms are governed by the laws of the State of [Insert State], without regard to conflict of law principles. Any disputes shall be brought exclusively in the courts located in [Insert County and State].


10. Changes to These Terms

We reserve the right to modify or update these Terms at any time. Changes will be posted with a revised “Last Updated” date. Continued use of the Website constitutes acceptance of updated Terms.


11. Contact Information

Clear Choice Financial Group
DBA Clear Choice Senior Benefits
Business Address: 12252 Southwest Willowy Way, Port Saint Lucie FL 34987
Email:[email protected]
Website: clearchoiceseniorbenefits.com